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** IMPORTANT INFORMATION **
Effective January 1, 2010, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.
Whether you are looking for traditional personalized banking services or the convenience of state-of-the-art banking technology, our goal is to meet or exceed your expectations. We take great pride in accommodating all of your personal and business banking needs in a full service environment. Inside the bank, we are happy to see you and are here to serve you. If you prefer online banking, we are confident you will not find a better product, complete with check images, transfer capabilities, bill payment and more. Electronic transactions are immediately visible to you as they occur. Either in person or electronically, we offer a full array of banking products and services in addition to the online banking for you to choose from, including variety of loan types, checking and savings accounts, certificates of deposit, Visa Check Cards, 24-hour telephone banking, ACH direct deposit and auto debit, convenient ATMs and more. Ask any of our bank representatives for more details!
Minimum to open $25 - unlimited checking. No monthly maintenance fee. Regular insufficient fund and overdraft charges apply. This account does not pay interest.
Minimum to open $100. Maintenance fees $1 to $9 monthly depending on the Club chosen. Unlimited checking; interest paid with a minimum $1000 balance; first order of club checks free; free notary service, key ring protection, credit card protection, date reminder service, Savers Club® Book, Sojourns® Travel Magazine subscription and more!
Minimum to open $100. Maintenance fees $4 to $13 monthly depending on the club chosen. All of the regular Club Account features plus free club checks all the time; interest on your account with no minimum balance required; Everyday Rewards Program for cash back on purchases, Rx Advantage® Prescription Drug Program, 90-day replacement plus extended warranty on purchases; travelers checks, cashiers checks and money orders at no issue charge, plus much more!
Your choice of check images or check safekeeping. (Certain restrictions and fees apply according to types of accounts and option selected.)
Minimum to open $2500. Maintenance fee $12 per quarter if balance falls below $2500. Transaction restrictions apply.
Minimum to open $100. No maintenance fee - $2 per transaction in excess of 6 per quarter. Transaction restrictions apply.
Other Accounts include Christmas Club, Regular Checking, Personal Now, Non-Profit, Business Checking, Business Now, Business Money Market, and Business Savings. Call for details.
Saving regularly in a Vacation Club account makes it possible to start planning your vacation or event today. With automatic funds transfer from your checking account to your Vacation Club account, you'll save faster and reach your goal much sooner. You choose what date to have your vacation funds directly deposited into your checking account. May 1st, June 1st or July 1st.
It's never to early to start saving for Christmas. A Christmas Club account makes it possible to start saving for the holiday today. With automatic funds transfer from your checking account to your Christmas Club account, you'll save faster and reach your goal much sooner. You choose whether to have your Christmas funds directly deposited into your checking account or a check mailed the first week of November.
A variety of fixed rate Certificates of Deposit and IRAs. CDs from 90 days to 5 years. IRAs from 1 yr to 5 years, including a 30 month variable rate that allows you to make contributions on a monthly basis. A safe secure way to earn a higher rate of interest. Call any of deposit specialists for details.
May be extended to consumer accounts in good standing. Normal overdraft fees apply.
Unlimited usage - no annual fee – looks and feels just like a credit card, but purchases are paid for directly from your checking account! Accepted anywhere you see the Visa logo. Visit us to receive an application.
Accepted anywhere you see the Visa logo. Visit us to receive an application.
Gift cards are a perfect gift for weddings, Father’s Day, birthdays, or any other special occasion! Cards can be ordered online and sent directly to the gift recipient.
Access your account 24 hours a day 7 days a week 365 days a year, from any touch-tone telephone. Features include current balances on deposit and loan accounts, transactions by amount or check number, make loan payments and transfer between accounts. In Ottawa, 242-3610; in Baldwin, 594-7576; all other locations toll free 1-866-KSB-3600. Simply come in to the bank to apply!
No matter what the purpose, Kansas State Bank has a loan to fit all of your personal and business needs. We offer a wide variety of loans, terms and conditions, including personal, vehicle, agriculture, home equity, home improvement, real estate, construction, mortgage, commercial and small business loans.
Great Rates and Professional Service! KSB will help you Purchase, Refinance, Build, Remodel or Improve your home. Click Here to access an application that you can print and fill out to fax or bring to the bank.
Buying a New Home?
KSB mortgage professionals will help you turn your dream of buying a new home into a reality. We offer a complete range of fixed-rate loans and adjustable-rate loans, with terms from one year to thirty years.
Need to Refinance?
Let KSB help you take advantage of low interest rates. Ask our mortgage team to produce a refinance analysis to help you save money. We offer fixed rate mortgages, adjustable-rate mortgages and cash-out refinancing.
Building a Home?
Put KSB’s experience to work for you. Our lenders have years of experience with home construction loans. When construction of your dream home is completed, we can help you obtain long-term financing.
Turn your dream into a reality!
1) Click Here to access an application that you can print and fill out to fax or bring to the bank.
2) Or call...
In Ottawa (785-242-3600)
- Toni Mietchen
- Roberta Gloshen
- Joe Goedert
- John Coen
- Cindy Browne
In Baldwin City (785-594-7500)
- FREE 24 Hour Telephone Banking
- FREE Online Banking with Bill Pay
- Visa Check Card with no annual fee
- Three convenient ATM locations
Call for details!
Kansas State Bank is pleased to offer a variety of trips throughout this year. For more information on any of the trips listed below, please call us in Baldwin at 785-594-7500 and ask for May, or in Ottawa at 785-242-3600 and ask for Cathy.
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The calculated amount is an approximate value and may differ from the bank's final calculation. |
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